Is Married people Features a joint Family Equity Loan? Lea Uradu, J.D. is actually a Maryland Condition Entered Taxation Preparer, County Authoritative Notary Personal, Authoritative VITA Tax Preparer, Internal revenue service Annual Submitting Seasons System Fellow member, and you may Taxation Journalist. Household equity finance make it home owners to make their residence collateral into cash that can be used to possess debt consolidating, home improvements, or any other expenses.